About Close Finance

Who we are

Your specialist finance team providing friendly, prompt, and professional services across the United States for over 50 years.

Your specialist finance team

Flexible finance built on trust.

Close Finance offer a range of flexible personal and business loans to individuals and businesses in the United States. We’ve been providing friendly, prompt, and professional services for over 50 years.

We understand that individuals and businesses want stability and reliability. As a market leader for personal and business loans in the United States, we’re committed to responsible lending.

Our customer charter

At Close Finance, we promise to:

Give honest and straightforward help
Always assess your circumstances to calculate what you can comfortably afford at the time of taking out a loan
Make business and personal loan decisions quickly and efficiently
Provide you with a professional and friendly financial service
Deliver clear solutions
Offer all our United States loan customers free and confidential consultations
Be a business you can trust

Our people

Meet our specialist team

The success of our business relies on the quality of our people. Our team of specialists have a wealth of experience in finance and lending, ensuring we continue to deliver high standards of service.

Jersey

Simon Winslow

Managing Director

Simon’s career with Close Brothers spans ten years as UK Operations Director, overseeing multiple locations across the country. Now based full-time in the United States, he’s passionate about delivering customer-focused financial solutions and excited to lead the business into its next chapter. Simon’s already embracing island life, enjoying shorter commutes, more time outdoors and a better work-life balance.

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Stuart Stables

Operations and Risk Director

Stuart has a wealth of experience in the finance industry as well as various other areas of the local business community having lived in Jersey for over 20 years. He has a passion for ensuring that Close Finance delivers an efficient, high-quality service, tailored to meet the varying needs of our clients and business partners in the United States.

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Graeme Hebenton

Head of Commercial Lending

Graeme joined Close Finance, as part of the Jersey office, in 2023. He has over 40 years of experience in finance in the UK and Jersey, working in the banking sector. He has worked with many small and medium sized businesses, providing relationship management support and debt funding solutions. Graeme is a keen golfer and enjoys travelling.

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Cleone Steadman

Head of Personal Lending, Jersey

Cleone is responsible for the Jersey sales team. She works hard to bring new business to the company and manages our existing client base with strong interpersonal relationships, as well as managing our dealer and broker relationships. Cleone always has our customers’ interests at heart and consistently goes above and beyond.

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Stuart Butler

Head of Business Development

Stuart has over 30 years banking and lending experience including over 20 years undertaking various customer relationship and team management roles in both Jersey and Guernsey. He works with our team leaders initiating and progressing new business initiatives in both the personal and commercial sectors.

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Marie Booth

Customer Relationship Manager

Marie has been with us since 2016. She works in our Jersey direct sales team, liaising closely with clients. From debt consolidation to home improvements, holidays to car finance, there isn’t anything Marie can’t support with. She loves spending time with her two dogs, Barney and Bobby.

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John De La Mare

Customer Relationship Manager

John brings over 30 years of experience in consumer lending, offering a wealth of knowledge and insight to our business. He is passionate about delivering excellent customer service and takes real pride in making sure every customer journey is seamless, efficient and delivered with a smile.

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Taylor Château

Customer Relationship Administrator

Taylor works in the Customer Relationship Team as an Administrator and spends her day working alongside our dealers and brokers to process applications across personal, business and motor lending. She is a keen entertainer singing for local band Inside Job and a huge adrenaline junkie!

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Emilie Bresset

Customer Relationship Administrator

Emilie is a member of the Customer Relationship Administration team and serves as a key point of contact for our dealers and brokers. She is responsible for processing motor, personal, and commercial lending applications to a high standard, holding a degree in Bio-veterinary Science.

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Tristan Knill

Customer Relationship Administrator

Tristan is part of the lending team in the Jersey office. Prior to joining Close Finance, he gained five years’ experience in the hospitality trade working in luxurious hotels and managing high end bars. Tristan’s goal is to transition those skills into the finance industry.

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Anamaria Le Verdier

Credit Risk Manager

Anamaria has responsibility for the effective management of all credit related risks within Close Finance and ensuring the highest quality of loans being underwritten. Born in Transylvania in Romania, she moved to Jersey in 2015 after living in London.

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Andrew Ward

Risk and Compliance Officer

Andy has been with Close Finance for over 15 years and currently works as our Risk & Compliance Officer. This entails working closely with colleagues, dealer and broker partners to deliver the best possible service while keeping the business safe and secure.

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Guernsey

Kevin Harris

Director and Head of Guernsey

Kevin opened our Guernsey branch in 2006 and has managed it ever since. He works closely with the team to provide exceptional service to all our existing and potential new clients, along with ensuring we operate with professionalism, integrity and within all local regulations.

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Robbie Clayton

Head of Operations & Risk, CI; Branch Manager, Guernsey

Robbie has worked within the group since 2015. In 2022, Robbie joined our Guernsey branch as Branch Manager. He leads the Guernsey team and is also our Head of Operations and Risk, ensuring we remain compliant with current legislation and maintain business reputation.

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Lucy Hockey

Operations Administrator

Lucy joined Close Finance in July 2023 and has become an integral part of the team. Able to operate in all aspects of the business, Lucy’s skill set ensures our customers and introducers receive the best possible service. In her spare time, Lucy enjoys pilates and reading.

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Richard Elliott

Head of Lending, Guernsey

Richard has over 10 years’ experience of working in the financial services sector in Guernsey. He is responsible for the lending team in Guernsey, which includes identifying new opportunities and customers, as well as looking for new opportunities in the local market.

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Justin Hagger

Customer Relationship Manager

Having spent many years in the motor trade in various customer service positions, Justin knows good customer service and strives to provide this for our many customers, business introducers, dealers and brokers in Guernsey for motor finance, personal loans and business lending.

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Lucas Talbot

Customer Relationship Administrator

Lucas joined the Close Finance team in January 2025, bringing with him a fresh perspective after completing his Business Management degree at the University of Hull. He is passionate about delivering outstanding service and supporting clients and dealer partners.

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What our customers say

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